Financing Options | Free Estimates
Priority Service
Heating and cooling emergencies happen when you least expect them. Contact the professionals at Schaafsma Heating & Cooling to assess and fix the situation you're dealing with. We have the necessary skills and tools to fix your system so you can safely use it once again. Call the Schaafsma team at 616-458-7304 to get emergency HVAC services in Grand Rapids or the surrounding areas.

Financing with Schaafsma

Buy Today, Pay Over Time

Learn More

Necessary repairs or replacements happen any time, so the Schaafsma team wants to make our payment process as easy and convenient as possible. We believe that anyone should be able to receive HVAC services when they need them without having to wait or worry about the price. Because of this, Schaafsma Heating & Cooling provides financing options so you can get services without the worry of how you will be able to pay for them. With our flexible loan terms, you can choose the option that best fits your budget.


Contact Our Financing Team

Free Estimate

  • This field is for validation purposes and should be left unchanged.

placeholder Image

Schaafsma Offers Easy Loan Options

With Instant, Same-Day Approval

  • Schedule a free in-home consultation
  • Competitive interest rates
  • Available for new equipment and repairs
  • All major credit cards accepted
  • 2% cash discount for cash payment method

A superior HVAC system is one of the best investments you can make for a home because it directly affects your family\'s comfort. We offer flexible financing options with different terms, allowing you to get the best deal! We also have a second-look finance program based on something other than credit for our customers who may find themselves in a challenging position but require a new heating or cooling system. We offer financing options for new equipment installation and current system repairs.

Michigan Saves is a nonprofit organization dedicated to making energy improvements easy and affordable. Michigan Saves works with a network of partner lenders to offer the Michigan Saves Home Energy Loan Program and is designing additional financing for programs for commercial, institutional, and renewable projects. Michigan Saves manages a loss loan reserve fund to provide lenders default support and maintains a network of authorized contractors that promote the loan program to customers. Affordable Rates & Terms: Unsecured personal loans of $1,000 to $12,500 at fixed annual percentage rate of no more than 7% and as low as 5.25%; extended loan terms of one year per $1,000 up to $4,999; customer can pick term up to 10 years for loans $5,000 and higher Easy Process: Michigan Saves authorized contractors provide customers information on the financing options and initiate the loan process for customers using credentials provided by Michigan Saves; one-Stop Web and phone-based loan application system with quick decisions Eligibility: Owner-Occupied, single family (1-4 units), primary residence Eligible Improvements: Improvements must be installed by Michigan Saves authorized contractor. Eligible improvements consist of energy efficiency measures recommended by a comprehensive, whole-house energy assessment conducted by a certified auditor or those on an a\' la carte list of prequalified improvements. Typical improvements include air duct sealing, insulation, appliances, furnaces, and windows and doors. Weatherization improvements and insulation must be conducted under the whole-home audit-based option that includes test in and test out procedures. Solar PV and new Geothermal systems do not currently qualify for financing; loans can be used for solar thermal, solar hot water, and replacement of existing geothermal systems. See the A\' La Carte Eligible Measures List and Implementation Guide at for details.

Apply Here

Service Finance Company, LLC is a nationally licensed and approved FHA Title I Lender, providing various financing solutions for homeowners. We provide home improvement contractors the ability to offer their customers flexible financing for HVAC products, plus much more.

Apply Here

Up to 15K approval available. Up to 84-month renewal options.* Early purchase options available. *Transaction advertised is for a rental purchase agreement, lease purchase agreement, consumer rental purchase agreement, rent to own agreement, lease agreement with an option to purchase, or lease share applicable. Ownership of the leased/rental property is not acquired until all required payments are made or early purchase option is exercised. Ownership is optional. For CA residents, if you payout your agreement within 90 days, you will pay the cash price, plus tax and applicable fees (if any). In NC, the final payment will be an amount greater than the normal monthly payment as stated in their agreement. Up to 48 month renewal options in CA, CT, IA, MA, NY, OH, PA, WV. Not available in AK, HI, MN, NJ, VT, WI, WY.

Apply Here

Proudly Serving

Kent County

Ada | Byron Center | Comstock Park | Forest Hills | Grand Rapids | Hastings | Jamestown | Sparta | And The Surrounding Area